The use of debit card has seen a surge recently, especially among the younger demographics. Throughout the pandemic, its counterpart, the credit card, had seen a decline in spending of about 10% year-on-year. It’s no… Read More »My Yotta Debit Card Experience
This update is 2 months late, but as they say, it’s better late than never! Last year, I made a progress update on everything personal finance. I talked about my goals, paying off student loans,… Read More »My 2-Year Progress in Personal Finance
I used to not like credit cards because of the stories I hear from family and friends. People are getting into crazy amounts of debt because they got this cool plastic card that seemed to… Read More »I Got the Chase Freedom Unlimited Card!
I’m writing this in the hopes that it could give you value and that the lessons I learned would push you to change something in your life that doesn’t work. I am by no means… Read More »9 Things About Money I Wish I Knew Sooner
I started with WealthFront back in July of 2019, and back then, the platform recently released their Cash Accounts. When that started, they offered interest rates of 2.24%, and steadily increased it to as high… Read More »Why I’m Moving from WealthFront to Ally Bank
Building wealth is a life-long journey. Some have taken it up a notch and fast-tracked their wealth creation by hustling really hard, making more money than they usually do. While others took it the slower… Read More »9 Ways to Save More Money
While gardening, a question suddenly came to me: Are people saving their money right now or are they investing it? These two actions perfectly make sense right now, due to the pandemic, because first, people… Read More »Should You Save or Invest Right Now?
During quarantine, I have had the time to really think about my finances and my future. I opened up to my mom and asked her opinions and suggestions about it. We got into a lengthy… Read More »6 Money Lessons During Quarantine