Let’s jump straight to my new net worth for the month of November!
Hi, I’m Dredd De Jesus, and I’m on a journey to make money, pay off debt and build wealth. If you’re on the same path as me, or want to know more about making money online or side hustles, you’ve come to the right place! Make sure to follow my socials to get notified of new content.
All numbers here are logged in as of November 30 at 5pm. As always, to make things simpler in my blog, I’m going to do bullet points and quick summaries so that there’s no need to read.
My Assets (Cash & Savings)
CASH Details: I have 1 account that I consider my personal checking account.
- Wells Fargo — $415.05
- EdFinancial Refund — $11,620.23
SAVINGS Details: I have 1 personal high-yield savings account.
- Yotta — $7,859.18
SUMMARY:
CASH — Not a lot of growth for my cash since I’ve used them to pay for my Tulum trip recently.
SAVINGS — My Yotta didn’t grow by $500 because I had to use some of it for my Tulum trip. I wanted to use my Yotta debit card so it turns them into tickets. Plus, I get a chance to turn my purchases free.
My Assets (Investments)
INVESTMENT Details: I have 6 investment accounts: 3 money market accounts & 3 cryptocurrency accounts. I have added multiple crypto yield farms to monitor.
Stock Market
- TDAmeritrade — $3,100.57
- WeBull — $9,550.09
- Public — $68.44
Cryptocurrency
- Coinbase — $52.23
- KuCoin — $537.51
- Wallets — $53.44
- Cake DeFi — $116.09
SUMMARY:
Stocks — Surprising growth for my portfolio. I don’t have other things to think about at the moment since they’re all growing passively.
If you’re ever interested in investing in stocks, WeBull and Public are great platforms to start with because they give you signup bonuses. So make sure to check out WeBull for 2 free stocks and Public for a free stock worth $50 or more!
Cryptocurrency — I haven’t paid attention to this. I still want to be in the space, but not yet touch it. It’s quite risky since many have lost their trust in cryptocurrency.
Total Assets for November
November 2022: $33,426.27
Change: $907.41 (2.79%)
My Liabilities (Credit Cards)
CREDIT CARDS Details: I have 1 personal credit card.
- Discover It — $326.41
My Liabilities (Student Loans)
STUDENT LOANS Details: I have 1 federal student loan account.
- EdFinancial — $12,144.14
SUMMARY:
My credit card grew because I also used it to purchase some things in Tulum. This was prior to my Yotta getting its monthly contribution.
My student loans are still the same as last months. No changes there until the debt relief is finalized.
Total Liabilities for November
November 2022: $12,470.55
Change: $320 (2.63%)
My Net Worth for November 2022
So my new Net Worth at the end of November 2022 is $20,955.72, an increase of $587.41 — a 2.88% increase compared to the previous month, October.
I’m a little bit disappointed for the growth, but that’s just how it is.
I’m not looking forward to December because I have a lot going on.
I have some debt to pay off from the Tulum trip. I have clients downgrading, so my revenue is down.
But on the bright side, it gives me an opportunity to hunt for more clients and improve my business’s systems.
I still have some income from my other streams, but I can’t rely on them at all for now. And I still have my tutoring gig that gives me cash every week.
I’m a little worried for December, but I’m still leaning towards a positive attitude.
I believe there is a lot of potential in what I’m doing. As long as I keep learning and improving my craft, so I can provide more value to everyone around me.